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Given your situation I'd put the vast majority of the money in a bank account or a really cheap money market fund, a certain fraction in blue chip corporate bonds, and an even smaller fraction in shares of stable conservative "boring" companies with a pretty predictable income stream. Like a shipping company with all its ships on multi-year fixed price contracts and the customers having a low counterpary risk, or a utility in a regulated environment, a mining company with fixed price deliveries, and so on. Peak oil is not an energy crisis. It is a liquid fuel crisis.
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