Take Conrad Hilton for example, he left his children with $500,000 each and left rest of his wealth to his non-profit. His children contested it and won, thus the system works to maximize survival for their grandchildren (or in Conrad's case his great-grandchild) — the Paris Hiltons of the world.

Those in control of the markets maximize it to their benefit and the benefit of their children. It is for individual gain at the expense of society and humanity at large.

Conrad had the right idea, but his children had the system work in their favor.