....a dis-intermediated market, and the direct monetisation of energy through the use of prepay instruments.

For renewable energy such as wind this monetisation will require a change in the market architecture, since this energy is sold by producers to utilities at a low wholesale market bid price. But intriguingly, such a transformation in market architecture is in the interests of the intermediaries themselves  - whether risk intermediaries (aka banks) or trading intermediaries (aka utilities) - since it enables them to minimise their capital requirement by outsourcing credit and market risk to end users, and that is increasingly what is going on.

The really interesting possibility is the monetisation of and investment in carbon fuel savings, because of course such savings - eg a Bristol Green Deal will be made at the retail price.

"The future is already here -- it's just not very evenly distributed" William Gibson