I'm not so sure. Supermarkets typically pay for the goods they sell over 6 months after acquring them. Very, very little of their inventory will need to be funded -on the other hand, they will play with the colossal amount of liquidity they have at hand.

But maybe, getting the option of funding at the target rate, they could tell their supplier that they would be open to paying earlier in return for a nice 10% off the price.

Earth provides enough to satisfy every man's need, but not every man's greed. Gandhi