My point is that saying that they are "problematic" seems for some reason to suggest that the "no build option" is superior, when in my view, the No Bank Option was worse than both the Second Bank of the United States and the Federal Reserve System, warts and all ...

... and all too often the warts are put under a magnifying glass bought and paid for by those who want to in fact make the problems worse and instead eliminate either the good that they do do, or guarantee that they do not start doing the good that they might do.

I've been accused of being a Marxist, yet while Harpo's my favourite, it's Groucho I'm always quoting. Odd, that.