What I mean is, the necessity for a transparent auditing process is self-evident because it's a given that the banker and his auditor are pissing in each other's pockets.

Transparency is valuable not only for evaluating systemic risks, but to (smirk) keep them honest. And that, I suppose, is why the idea will never fly.

_{It is rightly acknowledged that people of faith have no monopoly of virtue - Queen Elizabeth II}