Steve Keen might suggest you add Australia to your list and, of course, the USA, where home ownership was highly touted by Bush 43 in addition to verbal encouragement, prolonged low interest rates and regulatory forbearance courtesy of Greenspan and the Fed. I suppose a Job Guarantee might be a substitute when the former efforts have blown up spectacularly, as in the USA but at the cost of doing great violence to the simplistic moral economic tale that has so thoroughly been sold to the public.

"It is not necessary to have hope in order to persevere."